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Accidental Death & Disability Plan

Indemnity for employees and common interest groups in case of an accident with wide range coverage at a very competitive premium.

A health insurance plan is sometimes not enough for your business to protect its people. This is why we’ve designed accident and disability insurance solutions that specifically cover employees, as well as common interest groups, against the financial impact of injuries – on and off the job. We’ll be at their and your side, including:

  • Compensation solutions: Covering a wide range of cases such as accidental loss of life, permanent total disability, as well as loss of sight hearing and speech
  • 24-hour coverage: All year round with no territorial restrictions
  • Customizable plans: We can help you design protection based on your precise business needs from benefits, hazards to coverage required


It's important you understand what we offer at MetLife. We've pulled together some frequently asked questions and answers to help you.