“I've recently taken out an Accident Insurance mainly because of what happened to a friend of mine, Ziad. One day, he was driving to work, when someone trying to cut in front of him crashed into his car. It was a terrible accident. He fractured his spine and is now paralysed from the waist down.To make matters worse, he didn't have any accident insurance and so is having to use all his savings to support his family because he can't work at the moment. I don't think he knows what he'll do when that money runs out.It has made me think about how a situation like that could affect me and my family. I wanted to make sure that my family will be taken care of and I can maintain my independence if the unexpected happened to me."