Advantage

Some of the best things in life are not always free and some can cost quite a bit – be it your children’s education or a dream home for your retirement. Whatever your aspirations for the future, the Advantage Plan can help you achieve them – with benefits that means you can face the future not only with confidence but with your dreams in mind.

Product Overview

  • A combination of life insurance and investment with focus on both components

  • This plan can be tailored to suit your goals - be it to fund you child's education, your retirement or even the purchase of your dream home

  • You can vary the premiums to suit your budget - The premium can be calculated such that it achieves a target amount or it can be fixed based on the regular outflow you can afford

  • Facility to make partial withdrawals and loans in order to meet temporary financial difficulties

  • In the event of your untimely death you will always, at a minimum, get back the amount which you have contributed to date

  • You can add protection against total disability or death so your loved ones receive the full benefit of your savings

Policy Loans 
You can borrow up to 80% of the cash value of your plan after the end of the second policy year.

Eligibility 
Minimum age 1 month, maximum age 65 years. There is a maximum maturity age of 85 years.

Currency 
US Dollar

Gender 
Male and Female

 

 

Subject to policy terms and conditions. The Investment Account earnings will fluctuate up or down and principal and investment returns are not guaranteed.

Saving for your future

Saving for your future

Individual Products

Our range of products for individuals