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Group Life & Disability

A host of innovative benefits you can pick and choose from, to create a plan that sets your company apart from the competition.

Employee benefits are increasingly becoming the criteria that employees value the most when looking for a job. Needless to say, employee job satisfaction is directly linked to the growth and prosperity of your business. If you’re looking to hire the best talents, this is how we can help you design an attractive life and disability insurance:

  • Basic Life Cover: A lump-sum payment given to an employee’s person of choice in the event of his/her death due to any cause anywhere in the world
  • Flexible lump-sum payments: Determined either by a multiple of an employee’s earning, a set amount identical for all employees, or an amount that varies according to job titles
  • Unique benefits: Including advance lump-sum payment in the event of terminal illness and extended cover in the event of permanent disability  
  • Customizable plans: You can add optional benefits to cover your employees against more specific circumstances such as accidental death, disability, war, and critical illness, while your employees also have the option to further customize their plans such as increasing life cover and extending coverage to their dependents on a payroll deduction basis
  • Efficient payment of claims: A processing facility dedicated to claims ensuring prompt payment to employees and providers
  • Business-minded services: All our plans are catered to your organization with employee handbooks, educational programs, and more
  • Competitive pricing: Ensuring risk and premium are properly co-related with flexible payment modes from quarterly to annual


It's important you understand what we offer at MetLife. We've pulled together some frequently asked questions and answers to help you.